Journal · 4 articles
Money
The working shown, never advice: how careful savers learn to spend, what National Insurance gaps mean for your State Pension, how people bridge the years before it starts, and timing the big purchases.
Articles
National Insurance gaps: what they are and whether filling them is worth itWhat NI gaps are, what a year costs and adds, and when filling one won’t help.Read →
Big purchases: before or after you go part-time?Car, boiler, big trip? Questions to help you time big purchases before dialling down.Read →
Saved all your life, so why does spending feel so hard?Why careful savers struggle to spend, and gentle ways to turn a pot back into a life.Read →
The bridge years: getting from working less to your State PensionGetting from working less to your State Pension: the usual ingredients, explained.Read →